Getting Started with Your First Home Loan
If you’re wondering what you can afford, the kind of deposit needed, if you can get help from family, whether you get a loan even if you have bad credit, or what the difference is between fixed and floating rates – we have all the answers and are here to help.
Our mortgage experts offer special products to help you achieve your dream of owning a home. We help you understand the changes in loan-to-value restrictions and what this may mean for you and your first home mortgage (and how we get better rates from the Bank!
What does a The Western Financial Services mortgage broker do?
We do a lot more than negotiate a good deal with the bank. Here’s a snapshot of what we’ll do for you:
- Help you figure out how much you can afford to borrow
- Work out where to buy your first home
- Access property reports on potential homes
- Help arrange inspections and valuations
- Look over your Sale and Purchase agreement and building inspection reports (those things are loaded with jargon which we can translate for you)
- Get you a great deal from the bank and the right structure for your mortgage
- We’re just an email or phone call away if you get stuck with something. No question is a stupid question in our books.
